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Broadform Insurance

Broadform Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates. 

We provide coverage for Broad Form Named Operator policies in Ellensburg, Cle Elum, Roslyn, Kittitas County and all of Washington State.  Unlike most insurance where you buy insurance on your specific car, Broad Form Named Operator insurance provides coverage on a specific driver.

Broadform Insurance Information

What is Broad Form Insurance?

A Broad form named driver covers you and only you while driving all cars you own without having to list them on your policy and without having to pay additional premium for each one.  You are also covered for liability while driving non-owned cars.


Broad Form Named Driver:

Provides liability coverage only for the named insured while driving any owned and non-owned vehicles
Use the same rules that apply to owned vehicles.     
Allows up to two named insured's to be listed on the policy ( Dairyland only).     
Physical damage is not available.     
No business or commercial use is permitted with this contract.
No vehicles registered to a business.    
SR-22 filings are available with this contract.     
Motorcycles/Mopeds/ATV's and Motor homes are not covered with this contract.
Does not cover flat bed trucks or altered vehicles of any kind.    
Multi-Car discount does not apply with this contract.

Unique Conditions

Liability coverage applies to all private passenger vehicles you own, BUT only while YOU are driving. No coverage when someone other than you is driving a motor vehicle owned by you.
Liability coverage applies to any non-owned private passenger vehicle being driven by you, with the permission of the owner.     
"You" means only the person named on the declarations page of the policy.

Standard Exclusions

Coverage is secondary over any other policy covering a non-owned, private passenger vehicle being driven by you.
No coverage for any motor vehicle when being used for hire.
No coverage when motor vehicle is being driven in any racing, demolition, or stunting contest or activity.

Thank you for your interest in Blue Ridge Insurance. Use our quick and easy quote form to get started now. If you would like to talk to one of our insurance professionals call our office at 509-925-6108 or via email using our contact us form  






209 W Tacoma | Ellensburg, WA 98926 | Phone: 509.925.6108

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